Microfinn
Platform for Rejuvenating Financial Inclusion
A digital WEB+GIS+App platform providing complete control and absolute transparent process of accessing and managing Microfinance activities at the community level.
See Microfinn in Action
Watch how Microfinn is transforming financial inclusion for communities across India.
Why Financial Inclusion Matters
About 90% of women entrepreneurs and women-owned SMEs in India still rely on informal financing and 66% do not have a bank account. This segment of missing population are microfinance borrowers whose financial requirements have outgrown microfinance, but are deemed too small for banks.
Lack of information about formal microfinance sources
Limited capacity to access and maintain transparent processes
Missing population between microfinance and banks
Need for instant notifications and app-based functioning
Prototype testing in remote Sundarbans areas, West Bengal
Microfinn: Connecting the Dots
Microfinn directly addresses the most critical challenges faced by the microfinance ecosystem. Our aim is not to create an entirely new system but to connect the dots in the microfinance ecosystem, so that they can work in a concerted manner.
The ICT solution is accompanied by a series of support services to ensure swift and sustainable adoption of digital practices to facilitate 'Financial Inclusion' of unbanked and excluded groups.
Comprehensive Microfinance Platform
Everything needed to strengthen the microfinance ecosystem and ensure financial inclusion.
Local Language Support
All information presented in local language and easy-to-understand format for better adoption.
Social Media & News
Stay updated with latest progress and best practices around microfinance ecosystem in India.
MF Product Aggregator
Compare and finalize microfinance products from Banks, NBFCs, and Government projects.
Online Training
Comprehensive training modules on managing and tracking MF activities at community level.
AI Chat & Helpline
Immediate referral support through ChatGPT and toll-free helpline for inclusive assistance.
Self-Reliant Model
Sustainable social entrepreneurship model that generates income while serving communities.
People's Participation at the Core
Rather than creating parallel or new systems of functioning, Microfinn operates in the existing system and provides support in terms of training, accompaniment, and hand-holding support to its users.
- Strengthens existing microfinance structures
- Involves government, private sector, banks, and NBFCs
- Supports poor, marginalized and excluded communities
- Creates employment at tertiary layers of economy
SDG Aligned
Financial Inclusion
Serving the Entire Microfinance Ecosystem
From Self Help Groups to financial institutions, Microfinn connects all stakeholders.
Self Help Groups (SHGs)
Community-based savings and credit groups seeking digital management tools.
Women Entrepreneurs
90% of women-owned SMEs rely on informal financing - we bridge that gap.
Microfinance Institutions
MFIs, Banks, and NBFCs looking for better reach and transparency.
Unbanked Communities
People from socio-economically or locationally disadvantageous areas.
A Collective Journey Towards Financial Inclusion
Strategic empowerment of the microfinance ecosystem will ensure quicker revival of Indian economy with the much desired 'inclusive growth & development'. By 2030, India will have the largest percentage of youth in population - boosting micro entrepreneurship is the best option for utilizing this demographic dividend.
"The best possible option for revitalising financial inclusion in India could be to boost up the microfinance sector with all possible interventions taken by all, including the government."
— Shri M. Rajeswar Rao, Deputy Governor, Reserve Bank of India
Interested in Microfinn?
Microfinn is currently an internal product. For partnerships, demonstrations, or further information, please reach out to us.