NRFS
Nature Responsive Finance for Sustainability
AI-powered platform connecting MSMEs with information and capacity to adopt sustainable business practices. Empowering India's 7.9 million+ MSMEs towards a sustainable future.
Award-Winning Presentation
Watch our final presentation at Tech4Sustainability Challenge on March 10, 2023 where NRFS was declared the winner under "Financing Growth Sustainably" category.

Empowering MSMEs for Sustainable Business
Nature Responsive Finance for Sustainability (NRFS) is a technology-based solution to connect people with information and capacity to adopt sustainable MSME practices. It addresses the actual needs of India's vast ecosystem of 7.9 million registered MSMEs.
The evolution of this innovative tech-based solution is supported and mentored by Siemens Financial Services, as part of a global initiative to solve real-world sustainability challenges.
NRFS is a user-friendly app that utilizes AI and Machine Learning, connecting individuals with technology and facilitating communication through technological means. It provides information and creates awareness among MSMEs to help them adopt sustainable and responsible business practices.
Comprehensive MSME Support Platform
Everything MSMEs need to start and continue their sustainability journey.
AI Chatbot "Neha"
Instant support and guidance through our AI-powered chatbot available 24/7 in multiple languages.
Multi-language Support
Available in Marathi, English, and expanding to 5+ Indian languages for pan-India coverage.
Online Training
Comprehensive training modules on MSME sustainability, technology, and finance solutions.
Toll-Free Helpline
Real-time referral and hand-holding support through dedicated toll-free helpline.
News & Updates
Stay updated with latest progress and best practices around MSME sustainability in India.
Finance Connect
Connect with finance and technology solutions from Siemens for sustainable growth.
Meet "Neha" - Your AI Assistant
NRFS leverages the power of AI through our chatbot "Neha" to provide instant, personalized guidance to MSMEs. Available 24/7 in multiple local languages, Neha makes sustainability information accessible to everyone.
- Instant answers to sustainability queries
- Guidance on government schemes and finance
- Support in local languages (Marathi, English & more)
- Toll-free helpline backup for complex queries
Built for Everyone in the MSME Ecosystem
From existing businesses to new entrepreneurs, NRFS serves the entire MSME community.
Existing MSMEs
Businesses looking to adopt sustainable and responsible practices.
New Entrepreneurs
Prospective entrepreneurs starting their sustainability journey.
Industry Bodies
Chamber of Commerce & Industries, Government bodies.
Marginalized Groups
Women, youth from disadvantageous or remote locations.
Towards Net Zero - Together
The ultimate objective of NRFS is to make people understand the importance and incentives for being sustainable and responsible. We're working towards covering all 6 MSME zones in India, making sustainable business practices accessible to the entire MSME community.
Sustainability
Environmental responsibility
Growth
Economic development
Inclusion
Social equity
Net Zero
Carbon neutrality
35% of Indian MSMEs reached • 6 zones covered
Future Roadmap
Our vision for expanding NRFS to serve the entire MSME ecosystem across India.
Pan-India Expansion
Covering all 6 MSME zones with localized support and resources.
10+ Languages
Adding more regional languages including Hindi, Tamil, Telugu & Gujarati.
Banking Partnerships
Integrating with more financial institutions for direct credit access.
Advanced AI
Enhanced Neha chatbot with deeper sustainability insights & analytics.
Want to partner with us or learn more about NRFS?
Get in Touch